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Israel Discount Bank Of New York
New York, NY · FDIC Certificate #19977 · Chartered 01/0
Total assets
$14.39B
Total deposits
$12.33B
Total equity
$1.47B
Net loans
$9.88B
Branches (offices)
7
Net income (YTD)
$53.09M
Rank: #134 of 4,213 U.S. banks by assets · #16 of 115 in New York. Assets changed 5.5% and deposits 5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.74% |
| Return on equity | 7.33% |
| Net interest margin (YTD) | 2.89% |
| Equity to assets | 10.22% |
| Tier 1 leverage ratio | 11.01% |
| Uninsured deposits (share of deposits) | 50.3% |
| Noncurrent loans (share of loans) | 1.18% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 60.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.94B | 60.1% | |
| Commercial & industrial | $2.65B | 26.9% | |
| Consumer / individual | $24.26M | 0.2% | |
| Construction & development | $609.78M | 6.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.60B | $10.83B | $57.53M | $1.09B |
| Jun 2023 | $12.22B | $10.27B | $51.63M | $1.16B |
| Jun 2024 | $12.28B | $10.12B | $38.04M | $1.25B |
| Jun 2025 | $13.64B | $11.71B | $38.84M | $1.37B |
| Jun 2026 | $14.39B | $12.33B | $53.09M | $1.47B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $9.27B | 3 |
| Florida | $1.98B | 1 |
| California | $820.91M | 2 |
| New Jersey | $259.77M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $12.33B.
Similar-sized banks
Connectone Bank ($14.40B) · Nexbank ($14.16B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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