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Johnson City Bank
Johnson City, TX · FDIC Certificate #16176 · Chartered 08/0
Total assets
$146.83M
Total deposits
$128.84M
Total equity
$17.74M
Net loans
$86.23M
Branches (offices)
1
Net income (YTD)
$939.00K
Rank: #3,331 of 4,213 U.S. banks by assets · #284 of 346 in Texas. Assets changed 9.9% and deposits 10.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 10.57% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 12.08% |
| Tier 1 leverage ratio | 12.57% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.55% |
| Loans to deposits | 66.9% |
| Real estate loans (share of loans) | 84.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $72.64M | 84.2% | |
| Commercial & industrial | $6.87M | 8.0% | |
| Consumer / individual | $6.84M | 7.9% | |
| Construction & development | $5.49M | 6.4% | |
| Agricultural | $817.00K | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $162.95M | $148.16M | $857.00K | $14.65M |
| Jun 2023 | $140.61M | $124.70M | $1.25M | $15.67M |
| Jun 2024 | $138.60M | $121.94M | $969.00K | $16.43M |
| Jun 2025 | $133.65M | $116.15M | $942.00K | $17.22M |
| Jun 2026 | $146.83M | $128.84M | $939.00K | $17.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $128.84M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $128.84M.
Similar-sized banks
Bank Of Salem ($147.01M) · Security Bank Of Southwest Missouri ($146.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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