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Johnson State Bank
Johnson, KS · FDIC Certificate #15237 · Chartered 11/1
Total assets
$96.60M
Total deposits
$80.70M
Total equity
$12.73M
Net loans
$34.35M
Branches (offices)
2
Net income (YTD)
$453.00K
Rank: #3,702 of 4,213 U.S. banks by assets · #139 of 183 in Kansas. Assets changed 9.4% and deposits 12.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 7.20% |
| Net interest margin (YTD) | 3.37% |
| Equity to assets | 13.18% |
| Tier 1 leverage ratio | 14.72% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | -0.21% |
| Loans to deposits | 42.6% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $27.14M | 79.0% | |
| Commercial & industrial | $3.96M | 11.5% | |
| Consumer / individual | $1.21M | 3.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $2.51M | 7.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $97.78M | $83.29M | $297.00K | $10.93M |
| Jun 2023 | $95.81M | $78.83M | $531.00K | $10.73M |
| Jun 2024 | $94.14M | $79.90M | -$538.00K | $10.72M |
| Jun 2025 | $88.29M | $71.89M | $211.00K | $12.06M |
| Jun 2026 | $96.60M | $80.70M | $453.00K | $12.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $80.70M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.70M.
Similar-sized banks
The Miners National Bank Of Eveleth ($96.60M) · Mutual Federal Bank ($96.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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