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Jonesboro State Bank
Jonesboro, LA · FDIC Certificate #9325 · Chartered 01/0
Total assets
$1.30B
Total deposits
$1.21B
Total equity
$86.09M
Net loans
$74.39M
Branches (offices)
1
Net income (YTD)
$12.03M
Rank: #847 of 4,213 U.S. banks by assets · #12 of 103 in Louisiana. Assets changed 14.8% and deposits 13.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.90% |
| Return on equity | 30.28% |
| Net interest margin (YTD) | 1.90% |
| Equity to assets | 6.63% |
| Tier 1 leverage ratio | 7.67% |
| Uninsured deposits (share of deposits) | 6.0% |
| Noncurrent loans (share of loans) | 1.64% |
| Net charge-offs (share of loans) | 4.59% |
| Loans to deposits | 6.2% |
| Real estate loans (share of loans) | 25.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.08M | 25.6% | |
| Commercial & industrial | $6.30M | 8.5% | |
| Consumer / individual | $32.65M | 43.9% | |
| Construction & development | $670.00K | 0.9% | |
| Agricultural | $169.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $590.05M | $551.14M | $6.71M | $18.31M |
| Jun 2023 | $684.55M | $655.70M | $5.10M | $27.63M |
| Jun 2024 | $783.41M | $745.17M | $4.00M | $36.63M |
| Jun 2025 | $1.13B | $1.06B | $1.86M | $60.34M |
| Jun 2026 | $1.30B | $1.21B | $12.03M | $86.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $1.21B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
Plains Commerce Bank ($1.30B) · Pinnacle Bank - Wyoming ($1.30B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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