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Jonesburg State Bank
Jonesburg, MO · FDIC Certificate #8896 · Chartered 02/2
Total assets
$145.59M
Total deposits
$125.42M
Total equity
$13.86M
Net loans
$106.44M
Branches (offices)
3
Net income (YTD)
$1.77M
Rank: #3,340 of 4,213 U.S. banks by assets · #146 of 190 in Missouri. Assets changed 5.9% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.49% |
| Return on equity | 26.32% |
| Net interest margin (YTD) | 4.84% |
| Equity to assets | 9.52% |
| Tier 1 leverage ratio | 9.95% |
| Uninsured deposits (share of deposits) | 9.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 87.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $93.30M | 87.7% | |
| Commercial & industrial | $4.40M | 4.1% | |
| Consumer / individual | $5.68M | 5.3% | |
| Construction & development | $8.38M | 7.9% | |
| Agricultural | $3.40M | 3.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $138.38M | $127.79M | $874.00K | $9.97M |
| Jun 2023 | $126.91M | $115.88M | $1.01M | $10.33M |
| Jun 2024 | $132.53M | $118.54M | $1.37M | $11.15M |
| Jun 2025 | $137.50M | $119.16M | $1.75M | $12.48M |
| Jun 2026 | $145.59M | $125.42M | $1.77M | $13.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $125.42M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $125.42M.
Similar-sized banks
Exchange State Bank ($145.97M) · Union Federal Savings And Loan Association ($145.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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