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Lakeside Bank
Chicago, IL · FDIC Certificate #19573 · Chartered 04/0
Total assets
$2.85B
Total deposits
$2.46B
Total equity
$304.67M
Net loans
$2.30B
Branches (offices)
11
Net income (YTD)
$25.95M
Rank: #451 of 4,213 U.S. banks by assets · #27 of 322 in Illinois. Assets changed 5.9% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.81% |
| Return on equity | 17.28% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 10.69% |
| Tier 1 leverage ratio | 10.99% |
| Uninsured deposits (share of deposits) | 51.7% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 93.4% |
| Real estate loans (share of loans) | 93.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.16B | 93.8% | |
| Commercial & industrial | $159.83M | 7.0% | |
| Consumer / individual | $44.00K | 0.0% | |
| Construction & development | $469.94M | 20.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.35B | $2.03B | $20.61M | $220.16M |
| Jun 2023 | $2.49B | $2.03B | $22.69M | $249.41M |
| Jun 2024 | $2.64B | $2.21B | $15.10M | $257.38M |
| Jun 2025 | $2.69B | $2.26B | $20.25M | $283.41M |
| Jun 2026 | $2.85B | $2.46B | $25.95M | $304.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $2.46B | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.46B.
Similar-sized banks
Anb Bank ($2.85B) · American Momentum Bank ($2.85B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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