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Laona State Bank
Laona, WI · FDIC Certificate #11601 · Chartered 01/0
Total assets
$296.55M
Total deposits
$271.54M
Total equity
$22.27M
Net loans
$159.12M
Branches (offices)
7
Net income (YTD)
$487.00K
Rank: #2,486 of 4,213 U.S. banks by assets · #99 of 153 in Wisconsin. Assets changed 5.5% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 4.44% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 7.51% |
| Tier 1 leverage ratio | 9.63% |
| Uninsured deposits (share of deposits) | 26.4% |
| Noncurrent loans (share of loans) | 1.34% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 58.6% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $130.86M | 82.2% | |
| Commercial & industrial | $17.43M | 11.0% | |
| Consumer / individual | $10.74M | 6.8% | |
| Construction & development | $12.47M | 7.8% | |
| Agricultural | $8.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $262.91M | $245.97M | $703.00K | $16.12M |
| Jun 2023 | $256.08M | $239.00M | $594.00K | $16.18M |
| Jun 2024 | $264.56M | $246.15M | $18.00K | $17.33M |
| Jun 2025 | $281.19M | $259.91M | $441.00K | $20.21M |
| Jun 2026 | $296.55M | $271.54M | $487.00K | $22.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $271.55M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $271.55M.
Similar-sized banks
First National Bank Of Commerce ($296.62M) · Natbank, National Association ($296.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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