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Latimer State Bank
Wilburton, OK · FDIC Certificate #22839 · Chartered 04/0
Total assets
$65.53M
Total deposits
$49.16M
Total equity
$16.26M
Net loans
$12.62M
Branches (offices)
1
Net income (YTD)
$832.00K
Rank: #3,932 of 4,213 U.S. banks by assets · #146 of 168 in Oklahoma. Assets changed -1.0% and deposits -2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.53% |
| Return on equity | 10.18% |
| Net interest margin (YTD) | 3.87% |
| Equity to assets | 24.81% |
| Tier 1 leverage ratio | 25.01% |
| Uninsured deposits (share of deposits) | 33.6% |
| Noncurrent loans (share of loans) | 0.83% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 25.7% |
| Real estate loans (share of loans) | 40.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.08M | 40.3% | |
| Commercial & industrial | $5.77M | 45.7% | |
| Consumer / individual | $1.30M | 10.3% | |
| Construction & development | $1.19M | 9.4% | |
| Agricultural | $586.00K | 4.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $69.72M | $56.56M | $74.00K | $13.09M |
| Jun 2023 | $69.08M | $55.48M | $556.00K | $13.52M |
| Jun 2024 | $66.94M | $51.96M | $764.00K | $14.91M |
| Jun 2025 | $66.18M | $50.22M | $891.00K | $15.84M |
| Jun 2026 | $65.53M | $49.16M | $832.00K | $16.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $49.16M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.16M.
Similar-sized banks
Versailles Savings And Loan Company ($65.64M) · 1St Community Bank ($65.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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