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Lawrenceburg Federal Bank
Lawrenceburg, TN · FDIC Certificate #29186 · Chartered 10/0
Total assets
$95.22M
Total deposits
$74.79M
Total equity
$18.19M
Net loans
$79.76M
Branches (offices)
1
Net income (YTD)
$349.00K
Rank: #3,709 of 4,213 U.S. banks by assets · #105 of 109 in Tennessee. Assets changed 8.4% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 3.88% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 19.10% |
| Tier 1 leverage ratio | 18.43% |
| Uninsured deposits (share of deposits) | 9.9% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 106.6% |
| Real estate loans (share of loans) | 97.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.81M | 97.6% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $2.14M | 2.7% | |
| Construction & development | $5.14M | 6.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.01M | $58.22M | $204.00K | $16.25M |
| Jun 2023 | $74.30M | $55.73M | $169.00K | $16.81M |
| Jun 2024 | $82.19M | $63.21M | $83.00K | $17.15M |
| Jun 2025 | $87.83M | $68.35M | $229.00K | $17.47M |
| Jun 2026 | $95.22M | $74.79M | $349.00K | $18.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $74.79M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.79M.
Similar-sized banks
The First National Bank Of Johnson ($95.59M) · Huron State Bank ($95.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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