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Leader Bank, National Association
Arlington, MA · FDIC Certificate #57134 · Chartered 05/0
Total assets
$5.28B
Total deposits
$4.26B
Total equity
$556.51M
Net loans
$4.34B
Branches (offices)
6
Net income (YTD)
$21.46M
Rank: #280 of 4,213 U.S. banks by assets · #11 of 89 in Massachusetts. Assets changed 3.4% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 7.84% |
| Net interest margin (YTD) | 2.52% |
| Equity to assets | 10.53% |
| Tier 1 leverage ratio | 11.58% |
| Uninsured deposits (share of deposits) | 31.8% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 101.9% |
| Real estate loans (share of loans) | 86.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.76B | 86.5% | |
| Commercial & industrial | $44.02M | 1.0% | |
| Consumer / individual | $239.00K | 0.0% | |
| Construction & development | $162.54M | 3.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.04B | $3.51B | $15.64M | $452.79M |
| Jun 2023 | $4.24B | $3.54B | $7.81M | $472.33M |
| Jun 2024 | $4.61B | $3.68B | $10.58M | $489.93M |
| Jun 2025 | $5.11B | $4.15B | $16.21M | $518.30M |
| Jun 2026 | $5.28B | $4.26B | $21.46M | $556.51M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $4.26B | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.26B.
Similar-sized banks
Southern Bank And Trust Company ($5.30B) · Alerus Financial, National Association ($5.28B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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