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Legacy Bank
Colwich, KS · FDIC Certificate #17676 · Chartered 02/2
Total assets
$864.97M
Total deposits
$721.83M
Total equity
$86.01M
Net loans
$672.90M
Branches (offices)
10
Net income (YTD)
$5.20M
Rank: #1,177 of 4,213 U.S. banks by assets · #23 of 183 in Kansas. Assets changed 5.8% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 12.48% |
| Net interest margin (YTD) | 4.36% |
| Equity to assets | 9.94% |
| Tier 1 leverage ratio | 10.55% |
| Uninsured deposits (share of deposits) | 24.2% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 93.2% |
| Real estate loans (share of loans) | 88.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $595.76M | 88.5% | |
| Commercial & industrial | $54.07M | 8.0% | |
| Consumer / individual | $2.02M | 0.3% | |
| Construction & development | $142.69M | 21.2% | |
| Agricultural | $29.19M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $621.03M | $548.13M | $2.73M | $53.81M |
| Jun 2023 | $655.09M | $545.30M | $3.66M | $59.28M |
| Jun 2024 | $732.33M | $610.80M | $4.02M | $64.83M |
| Jun 2025 | $817.73M | $700.72M | $4.79M | $75.30M |
| Jun 2026 | $864.97M | $721.83M | $5.20M | $86.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $721.83M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $721.83M.
Similar-sized banks
Fieldpoint Private Bank & Trust ($867.11M) · First National Bank North ($864.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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