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Legends Bank
Linn, MO · FDIC Certificate #12616 · Chartered 03/1
Total assets
$635.54M
Total deposits
$515.22M
Total equity
$115.96M
Net loans
$454.13M
Branches (offices)
12
Net income (YTD)
$6.96M
Rank: #1,487 of 4,213 U.S. banks by assets · #59 of 190 in Missouri. Assets changed 7.3% and deposits 6.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.26% |
| Return on equity | 12.30% |
| Net interest margin (YTD) | 5.03% |
| Equity to assets | 18.25% |
| Tier 1 leverage ratio | 18.31% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 88.1% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $373.31M | 82.2% | |
| Commercial & industrial | $28.58M | 6.3% | |
| Consumer / individual | $35.87M | 7.9% | |
| Construction & development | $49.87M | 11.0% | |
| Agricultural | $17.22M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $491.18M | $418.30M | $3.20M | $69.16M |
| Jun 2023 | $502.00M | $418.23M | $3.93M | $77.21M |
| Jun 2024 | $539.50M | $443.87M | $5.54M | $88.91M |
| Jun 2025 | $592.17M | $484.66M | $6.66M | $103.04M |
| Jun 2026 | $635.54M | $515.22M | $6.96M | $115.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $515.22M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $515.22M.
Similar-sized banks
Haverhill Bank ($636.84M) · Mt. Mckinley Bank ($635.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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