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Lewisburg Banking Company
Lewisburg, KY · FDIC Certificate #297 · Chartered 02/1
Total assets
$246.07M
Total deposits
$210.12M
Total equity
$18.89M
Net loans
$161.47M
Branches (offices)
5
Net income (YTD)
$2.17M
Rank: #2,736 of 4,213 U.S. banks by assets · #71 of 120 in Kentucky. Assets changed 12.4% and deposits 20.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 23.08% |
| Net interest margin (YTD) | 4.10% |
| Equity to assets | 7.67% |
| Tier 1 leverage ratio | 9.05% |
| Uninsured deposits (share of deposits) | 24.0% |
| Noncurrent loans (share of loans) | 0.48% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 76.8% |
| Real estate loans (share of loans) | 86.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $139.09M | 86.1% | |
| Commercial & industrial | $7.33M | 4.5% | |
| Consumer / individual | $7.45M | 4.6% | |
| Construction & development | $11.22M | 6.9% | |
| Agricultural | $8.11M | 5.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $173.22M | $147.23M | $1.12M | $12.61M |
| Jun 2023 | $178.56M | $148.83M | $1.54M | $13.08M |
| Jun 2024 | $185.49M | $157.04M | $1.41M | $14.36M |
| Jun 2025 | $218.97M | $174.95M | $1.73M | $16.56M |
| Jun 2026 | $246.07M | $210.12M | $2.17M | $18.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $210.12M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $210.12M.
Similar-sized banks
Cleveland State Bank ($246.46M) · First Federal Savings And Loan Association ($246.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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