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Libertyville Bank & Trust Company, National Association
Libertyville, IL · FDIC Certificate #34073 · Chartered 10/1
Total assets
$3.34B
Total deposits
$2.86B
Total equity
$283.95M
Net loans
$2.45B
Branches (offices)
8
Net income (YTD)
$24.06M
Rank: #384 of 4,213 U.S. banks by assets · #26 of 322 in Illinois. Assets changed 11.9% and deposits 13.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 16.75% |
| Net interest margin (YTD) | 3.41% |
| Equity to assets | 8.50% |
| Tier 1 leverage ratio | 9.19% |
| Uninsured deposits (share of deposits) | 28.7% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 85.8% |
| Real estate loans (share of loans) | 38.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $944.91M | 38.6% | |
| Commercial & industrial | $1.04B | 42.4% | |
| Consumer / individual | $323.94M | 13.2% | |
| Construction & development | $110.37M | 4.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.38B | $2.03B | $12.00M | $200.38M |
| Jun 2023 | $2.54B | $2.11B | $22.09M | $215.53M |
| Jun 2024 | $2.72B | $2.27B | $21.47M | $240.54M |
| Jun 2025 | $2.98B | $2.52B | $24.21M | $265.24M |
| Jun 2026 | $3.34B | $2.86B | $24.06M | $283.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $2.86B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.86B.
Similar-sized banks
Lake Ridge Bank ($3.35B) · Austin Bank, Texas National Association ($3.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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