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Little Horn State Bank
Hardin, MT · FDIC Certificate #11821 · Chartered 01/0
Total assets
$412.56M
Total deposits
$347.47M
Total equity
$42.04M
Net loans
$350.19M
Branches (offices)
3
Net income (YTD)
$2.65M
Rank: #2,029 of 4,213 U.S. banks by assets · #12 of 35 in Montana. Assets changed 11.2% and deposits 11.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 13.01% |
| Net interest margin (YTD) | 4.24% |
| Equity to assets | 10.19% |
| Tier 1 leverage ratio | 10.34% |
| Uninsured deposits (share of deposits) | 38.9% |
| Noncurrent loans (share of loans) | 1.15% |
| Net charge-offs (share of loans) | 0.52% |
| Loans to deposits | 100.8% |
| Real estate loans (share of loans) | 82.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $290.16M | 82.9% | |
| Commercial & industrial | $25.15M | 7.2% | |
| Consumer / individual | $2.67M | 0.8% | |
| Construction & development | $40.42M | 11.5% | |
| Agricultural | $37.01M | 10.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $142.84M | $128.41M | $868.00K | $13.85M |
| Jun 2023 | $195.23M | $159.18M | $1.14M | $19.84M |
| Jun 2024 | $271.40M | $228.40M | $1.34M | $26.10M |
| Jun 2025 | $370.91M | $310.98M | $730.00K | $37.49M |
| Jun 2026 | $412.56M | $347.47M | $2.65M | $42.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $322.37M | 2 |
| Wyoming | $25.10M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $347.47M.
Similar-sized banks
Cibc National Trust Company ($412.83M) · The Bank Of Tioga ($412.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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