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Luana Savings Bank
Luana, IA · FDIC Certificate #253 · Chartered 08/0
Total assets
$2.34B
Total deposits
$1.97B
Total equity
$213.66M
Net loans
$1.84B
Branches (offices)
6
Net income (YTD)
$10.84M
Rank: #531 of 4,213 U.S. banks by assets · #11 of 225 in Iowa. Assets changed 10.7% and deposits 11.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.96% |
| Return on equity | 10.32% |
| Net interest margin (YTD) | 1.81% |
| Equity to assets | 9.13% |
| Tier 1 leverage ratio | 9.70% |
| Uninsured deposits (share of deposits) | 10.3% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 93.8% |
| Real estate loans (share of loans) | 95.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.75B | 95.1% | |
| Commercial & industrial | $18.56M | 1.0% | |
| Consumer / individual | $13.65M | 0.7% | |
| Construction & development | $108.42M | 5.9% | |
| Agricultural | $66.23M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.99B | $1.76B | $18.83M | $176.84M |
| Jun 2023 | $2.03B | $1.78B | $12.74M | $176.68M |
| Jun 2024 | $2.03B | $1.75B | $9.29M | $185.39M |
| Jun 2025 | $2.12B | $1.77B | $8.54M | $200.19M |
| Jun 2026 | $2.34B | $1.97B | $10.84M | $213.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.97B | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.97B.
Similar-sized banks
The Bank Of Commerce ($2.34B) · Pioneer Bank, National Association ($2.34B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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