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Lyons Federal Bank
Lyons, KS · FDIC Certificate #27727 · Chartered 01/0
Total assets
$197.57M
Total deposits
$166.69M
Total equity
$27.53M
Net loans
$144.04M
Branches (offices)
4
Net income (YTD)
$1.03M
Rank: #2,993 of 4,213 U.S. banks by assets · #96 of 183 in Kansas. Assets changed 10.7% and deposits 12.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 7.66% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 13.94% |
| Tier 1 leverage ratio | 12.70% |
| Uninsured deposits (share of deposits) | 23.9% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 86.4% |
| Real estate loans (share of loans) | 70.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $102.03M | 70.8% | |
| Commercial & industrial | $9.49M | 6.6% | |
| Consumer / individual | $4.71M | 3.3% | |
| Construction & development | $3.15M | 2.2% | |
| Agricultural | $26.61M | 18.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.88M | $137.71M | $440.00K | $19.39M |
| Jun 2023 | $155.28M | $130.87M | $637.00K | $20.48M |
| Jun 2024 | $164.55M | $136.58M | $851.00K | $22.54M |
| Jun 2025 | $178.47M | $148.43M | $1.00M | $24.95M |
| Jun 2026 | $197.57M | $166.69M | $1.03M | $27.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $166.69M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $166.69M.
Similar-sized banks
State Bank & Trust Co. ($197.60M) · First Federal Savings And Loan Association Of Van Wert ($197.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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