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Ma Bank
Macon, MO · FDIC Certificate #14695 · Chartered 01/0
Total assets
$417.29M
Total deposits
$364.48M
Total equity
$37.75M
Net loans
$232.59M
Branches (offices)
3
Net income (YTD)
$2.17M
Rank: #2,008 of 4,213 U.S. banks by assets · #80 of 190 in Missouri. Assets changed 9.1% and deposits 7.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 11.53% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 9.05% |
| Tier 1 leverage ratio | 9.54% |
| Uninsured deposits (share of deposits) | 22.1% |
| Noncurrent loans (share of loans) | 0.96% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 63.8% |
| Real estate loans (share of loans) | 76.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $178.66M | 76.8% | |
| Commercial & industrial | $13.61M | 5.9% | |
| Consumer / individual | $9.13M | 3.9% | |
| Construction & development | $8.82M | 3.8% | |
| Agricultural | $33.52M | 14.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $350.74M | $319.46M | $1.36M | $26.91M |
| Jun 2023 | $348.26M | $315.13M | $1.66M | $27.23M |
| Jun 2024 | $353.14M | $316.53M | $1.76M | $30.26M |
| Jun 2025 | $382.41M | $339.65M | $1.59M | $35.17M |
| Jun 2026 | $417.29M | $364.48M | $2.17M | $37.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $364.48M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $364.48M.
Similar-sized banks
Heritage Bank & Trust ($417.81M) · The Bank Of Landisburg ($417.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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