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Martinsville First Savings Bank
Martinsville, VA · FDIC Certificate #29685 · Chartered 01/0
Total assets
$32.07M
Total deposits
$24.78M
Total equity
$7.17M
Net loans
$18.06M
Branches (offices)
1
Net income (YTD)
$67.00K
Rank: #4,134 of 4,213 U.S. banks by assets · #56 of 56 in Virginia. Assets changed -1.0% and deposits -1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.41% |
| Return on equity | 1.87% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 22.36% |
| Tier 1 leverage ratio | 20.46% |
| Uninsured deposits (share of deposits) | 4.8% |
| Noncurrent loans (share of loans) | 0.65% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 72.9% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.16M | 100.6% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $53.00K | 0.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.54M | $30.02M | $122.00K | $6.34M |
| Jun 2023 | $33.10M | $26.47M | $339.00K | $6.56M |
| Jun 2024 | $32.80M | $25.87M | $77.00K | $6.84M |
| Jun 2025 | $32.41M | $25.24M | $57.00K | $7.06M |
| Jun 2026 | $32.07M | $24.78M | $67.00K | $7.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $24.78M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.78M.
Similar-sized banks
Marquette Farmers State Bank Of Marquette ($33.59M) · Metropolitan Bank And Trust Company ($31.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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