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Mason City National Bank
Mason City, IL · FDIC Certificate #16198 · Chartered 10/0
Total assets
$91.42M
Total deposits
$80.07M
Total equity
$11.04M
Net loans
$33.48M
Branches (offices)
1
Net income (YTD)
$692.00K
Rank: #3,738 of 4,213 U.S. banks by assets · #268 of 322 in Illinois. Assets changed 21.7% and deposits 23.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.56% |
| Return on equity | 12.57% |
| Net interest margin (YTD) | 2.93% |
| Equity to assets | 12.08% |
| Tier 1 leverage ratio | 15.34% |
| Uninsured deposits (share of deposits) | 9.4% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 41.8% |
| Real estate loans (share of loans) | 66.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $22.10M | 66.0% | |
| Commercial & industrial | $846.00K | 2.5% | |
| Consumer / individual | $1.32M | 3.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $9.36M | 28.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $79.66M | $70.21M | $471.00K | $9.17M |
| Jun 2023 | $77.25M | $67.61M | $585.00K | $8.59M |
| Jun 2024 | $78.80M | $69.42M | $493.00K | $9.17M |
| Jun 2025 | $75.10M | $64.74M | $515.00K | $10.25M |
| Jun 2026 | $91.42M | $80.07M | $692.00K | $11.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $80.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.07M.
Similar-sized banks
The First National Bank Of Orwell ($91.50M) · The Old Exchange National Bank Of Okawville ($91.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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