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Members Trust Company
Tampa, FL · FDIC Certificate #57470 · Chartered 10/3
Total assets
$34.26M
Total deposits
$500.00K
Total equity
$28.77M
Net loans
$0
Branches (offices)
4
Net income (YTD)
-$185.00K
Rank: #4,130 of 4,213 U.S. banks by assets · #81 of 81 in Florida. Assets changed -6.2% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.07% |
| Return on equity | -1.28% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 83.98% |
| Tier 1 leverage ratio | 91.41% |
| Uninsured deposits (share of deposits) | 50.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.38M | $500.00K | $427.00K | $35.93M |
| Jun 2023 | $40.81M | $500.00K | -$657.00K | $33.23M |
| Jun 2024 | $38.65M | $500.00K | -$1.50M | $31.34M |
| Jun 2025 | $36.51M | $500.00K | -$1.22M | $29.96M |
| Jun 2026 | $34.26M | $500.00K | -$185.00K | $28.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $500.00K | 1 |
| Colorado | $0 | 1 |
| Virginia | $0 | 1 |
| Texas | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.00K.
Similar-sized banks
First American Bank ($34.29M) · The First National Bank Of Proctor ($33.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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