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Menard Bank
Menard, TX · FDIC Certificate #3336 · Chartered 01/0
Total assets
$90.72M
Total deposits
$82.24M
Total equity
$8.39M
Net loans
$14.22M
Branches (offices)
1
Net income (YTD)
$985.00K
Rank: #3,744 of 4,213 U.S. banks by assets · #312 of 346 in Texas. Assets changed 8.8% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 24.67% |
| Net interest margin (YTD) | 2.72% |
| Equity to assets | 9.25% |
| Tier 1 leverage ratio | 12.72% |
| Uninsured deposits (share of deposits) | 49.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 17.3% |
| Real estate loans (share of loans) | 75.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $10.75M | 75.6% | |
| Commercial & industrial | $523.00K | 3.7% | |
| Consumer / individual | $1.33M | 9.4% | |
| Construction & development | $1.38M | 9.7% | |
| Agricultural | $1.79M | 12.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.68M | $66.21M | $168.00K | $408.00K |
| Jun 2023 | $70.40M | $69.07M | $743.00K | $1.26M |
| Jun 2024 | $78.61M | $75.33M | $728.00K | $3.19M |
| Jun 2025 | $83.38M | $77.87M | $927.00K | $5.41M |
| Jun 2026 | $90.72M | $82.24M | $985.00K | $8.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $82.24M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $82.24M.
Similar-sized banks
Rockland Savings Bank, FSB ($90.78M) · Bank Of Lake Village ($90.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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