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Mi Bank
Bloomfield Township, MI · FDIC Certificate #59138 · Chartered 04/1
Total assets
$245.50M
Total deposits
$220.91M
Total equity
$22.84M
Net loans
$206.93M
Branches (offices)
1
Net income (YTD)
$1.21M
Rank: #2,739 of 4,213 U.S. banks by assets · #52 of 72 in Michigan. Assets changed -2.4% and deposits -3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 10.92% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 9.30% |
| Tier 1 leverage ratio | 9.14% |
| Uninsured deposits (share of deposits) | 38.7% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.7% |
| Real estate loans (share of loans) | 55.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $115.47M | 55.8% | |
| Commercial & industrial | $52.59M | 25.4% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $7.20M | 3.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $172.86M | $154.63M | $455.00K | $17.56M |
| Jun 2023 | $215.12M | $196.10M | $7.00K | $17.09M |
| Jun 2024 | $229.70M | $206.44M | $725.00K | $20.97M |
| Jun 2025 | $251.44M | $228.35M | -$978.00K | $20.99M |
| Jun 2026 | $245.50M | $220.91M | $1.21M | $22.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $220.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $220.91M.
Similar-sized banks
Farmers & Merchants State Bank ($245.59M) · Bank Of Abbeville & Trust Company ($245.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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