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Mid America Bank
Jefferson City, MO · FDIC Certificate #11459 · Chartered 04/1
Total assets
$1.18B
Total deposits
$1.03B
Total equity
$136.00M
Net loans
$814.33M
Branches (offices)
11
Net income (YTD)
$12.05M
Rank: #907 of 4,213 U.S. banks by assets · #31 of 190 in Missouri. Assets changed 21.5% and deposits 27.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.07% |
| Return on equity | 18.11% |
| Net interest margin (YTD) | 4.54% |
| Equity to assets | 11.51% |
| Tier 1 leverage ratio | 10.76% |
| Uninsured deposits (share of deposits) | 49.9% |
| Noncurrent loans (share of loans) | 0.89% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 81.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $662.46M | 81.3% | |
| Commercial & industrial | $136.82M | 16.8% | |
| Consumer / individual | $13.68M | 1.7% | |
| Construction & development | $145.49M | 17.9% | |
| Agricultural | $11.01M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $634.70M | $552.29M | $4.65M | $60.43M |
| Jun 2023 | $871.66M | $730.82M | $7.81M | $100.08M |
| Jun 2024 | $920.72M | $769.67M | $9.95M | $109.53M |
| Jun 2025 | $972.70M | $807.95M | $11.70M | $122.11M |
| Jun 2026 | $1.18B | $1.03B | $12.05M | $136.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.03B | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.03B.
Similar-sized banks
Metro Bank ($1.18B) · The First National Bank Of Bastrop ($1.18B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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