Advertisement
Mid-Missouri Bank
Springfield, MO · FDIC Certificate #15584 · Chartered 06/2
Total assets
$946.74M
Total deposits
$844.28M
Total equity
$99.99M
Net loans
$671.83M
Branches (offices)
13
Net income (YTD)
$7.63M
Rank: #1,095 of 4,213 U.S. banks by assets · #41 of 190 in Missouri. Assets changed 2.2% and deposits 1.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.63% |
| Return on equity | 15.61% |
| Net interest margin (YTD) | 4.53% |
| Equity to assets | 10.56% |
| Tier 1 leverage ratio | 10.80% |
| Uninsured deposits (share of deposits) | 20.7% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 79.6% |
| Real estate loans (share of loans) | 90.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $606.11M | 90.2% | |
| Commercial & industrial | $33.41M | 5.0% | |
| Consumer / individual | $6.59M | 1.0% | |
| Construction & development | $60.74M | 9.0% | |
| Agricultural | $32.75M | 4.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $901.06M | $830.15M | $3.57M | $69.70M |
| Jun 2023 | $886.64M | $809.42M | $5.84M | $75.04M |
| Jun 2024 | $930.63M | $843.01M | $6.62M | $84.14M |
| Jun 2025 | $926.36M | $828.19M | $7.46M | $95.09M |
| Jun 2026 | $946.74M | $844.28M | $7.63M | $99.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $844.28M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $844.28M.
Similar-sized banks
Winchester Co-Operative Bank ($946.88M) · The First National Bank Of Granbury ($946.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement