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Mid Penn Bank
Millersburg, PA · FDIC Certificate #9889 · Chartered 02/2
Total assets
$7.04B
Total deposits
$5.97B
Total equity
$871.99M
Net loans
$5.59B
Branches (offices)
66
Net income (YTD)
$41.53M
Rank: #220 of 4,213 U.S. banks by assets · #12 of 109 in Pennsylvania. Assets changed 11.0% and deposits 8.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 9.89% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 12.39% |
| Tier 1 leverage ratio | 10.43% |
| Uninsured deposits (share of deposits) | 20.0% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 93.7% |
| Real estate loans (share of loans) | 87.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.90B | 87.6% | |
| Commercial & industrial | $643.55M | 11.5% | |
| Consumer / individual | $7.81M | 0.1% | |
| Construction & development | $418.44M | 7.5% | |
| Agricultural | $7.55M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.31B | $3.73B | $25.65M | $539.50M |
| Jun 2023 | $5.08B | $4.29B | $22.42M | $563.78M |
| Jun 2024 | $5.39B | $4.51B | $26.89M | $591.79M |
| Jun 2025 | $6.34B | $5.50B | $31.34M | $746.55M |
| Jun 2026 | $7.04B | $5.97B | $41.53M | $871.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $4.77B | 56 |
| New Jersey | $1.20B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.97B.
Similar-sized banks
Republic Bank & Trust Company ($7.05B) · Cambridge Savings Bank ($6.98B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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