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Midfirst Bank
Oklahoma City, OK · FDIC Certificate #4063 · Chartered 02/2
Total assets
$42.83B
Total deposits
$25.33B
Total equity
$4.19B
Net loans
$33.31B
Branches (offices)
94
Net income (YTD)
$307.00M
Rank: #56 of 4,213 U.S. banks by assets · #2 of 168 in Oklahoma. Assets changed 5.9% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 15.13% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 9.78% |
| Tier 1 leverage ratio | 9.01% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 18.31% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 131.5% |
| Real estate loans (share of loans) | 92.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $30.76B | 92.3% | |
| Commercial & industrial | $2.57B | 7.7% | |
| Consumer / individual | $170.80M | 0.5% | |
| Construction & development | $1.07B | 3.2% | |
| Agricultural | $223.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $33.08B | $20.75B | $362.42M | $3.34B |
| Jun 2023 | $36.48B | $21.14B | $255.00M | $3.73B |
| Jun 2024 | $37.93B | $23.01B | $180.81M | $3.80B |
| Jun 2025 | $40.44B | $24.74B | $234.96M | $3.71B |
| Jun 2026 | $42.83B | $25.33B | $307.00M | $4.19B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $16.23B | 49 |
| Arizona | $4.42B | 22 |
| California | $2.75B | 6 |
| Texas | $838.09M | 10 |
| Colorado | $814.76M | 5 |
| Nevada | $227.03M | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $25.33B.
Similar-sized banks
Barclays Bank Delaware ($43.45B) · Bank Ozk ($41.70B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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