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Midwest Independent Bankersbank
Jefferson City, MO · FDIC Certificate #25849 · Chartered 01/0
Total assets
$341.43M
Total deposits
$259.44M
Total equity
$50.93M
Net loans
$238.88M
Branches (offices)
1
Net income (YTD)
$2.40M
Rank: #2,286 of 4,213 U.S. banks by assets · #92 of 190 in Missouri. Assets changed -0.9% and deposits -11.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 9.63% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 14.92% |
| Tier 1 leverage ratio | 15.26% |
| Uninsured deposits (share of deposits) | 59.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 92.1% |
| Real estate loans (share of loans) | 45.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $108.94M | 45.6% | |
| Commercial & industrial | $5.18M | 2.2% | |
| Consumer / individual | $958.00K | 0.4% | |
| Construction & development | $15.66M | 6.6% | |
| Agricultural | $2.12M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $293.45M | $224.12M | $1.74M | $40.89M |
| Jun 2023 | $298.48M | $226.88M | $1.51M | $41.66M |
| Jun 2024 | $317.36M | $232.29M | $1.85M | $43.57M |
| Jun 2025 | $344.39M | $292.31M | $2.91M | $47.07M |
| Jun 2026 | $341.43M | $259.44M | $2.40M | $50.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $259.44M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $259.44M.
Similar-sized banks
Exchange Bank Co. ($341.51M) · Ozark Bank ($341.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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