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Milestone Bank
Salt Lake City, UT · FDIC Certificate #58148 · Chartered 01/2
Total assets
$342.17M
Total deposits
$282.81M
Total equity
$53.21M
Net loans
$289.09M
Branches (offices)
1
Net income (YTD)
$1.24M
Rank: #2,282 of 4,213 U.S. banks by assets · #36 of 44 in Utah. Assets changed -12.5% and deposits -13.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 4.71% |
| Net interest margin (YTD) | 5.70% |
| Equity to assets | 15.55% |
| Tier 1 leverage ratio | 15.01% |
| Uninsured deposits (share of deposits) | 16.3% |
| Noncurrent loans (share of loans) | 5.32% |
| Net charge-offs (share of loans) | 3.47% |
| Loans to deposits | 102.2% |
| Real estate loans (share of loans) | 20.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.53M | 20.2% | |
| Commercial & industrial | $231.47M | 80.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $25.04M | 8.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $179.50M | $142.23M | $2.26M | $29.96M |
| Jun 2023 | $251.16M | $202.50M | $83.00K | $42.91M |
| Jun 2024 | $387.03M | $331.72M | $1.45M | $44.55M |
| Jun 2025 | $391.05M | $328.62M | $3.55M | $50.48M |
| Jun 2026 | $342.17M | $282.81M | $1.24M | $53.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $282.81M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $282.81M.
Similar-sized banks
Phenix-Girard Bank ($342.26M) · Bank Of Kilmichael ($341.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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