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Morton Community Bank
Morton, IL · FDIC Certificate #18429 · Chartered 08/2
Total assets
$5.35B
Total deposits
$4.72B
Total equity
$502.01M
Net loans
$3.50B
Branches (offices)
48
Net income (YTD)
$43.19M
Rank: #276 of 4,213 U.S. banks by assets · #15 of 322 in Illinois. Assets changed -2.2% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 16.74% |
| Net interest margin (YTD) | 3.44% |
| Equity to assets | 9.38% |
| Tier 1 leverage ratio | 10.62% |
| Uninsured deposits (share of deposits) | 26.9% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 74.1% |
| Real estate loans (share of loans) | 76.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.68B | 76.5% | |
| Commercial & industrial | $545.74M | 15.6% | |
| Consumer / individual | $85.29M | 2.4% | |
| Construction & development | $184.72M | 5.3% | |
| Agricultural | $122.95M | 3.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.02B | $4.41B | $37.59M | $294.75M |
| Jun 2023 | $5.59B | $4.81B | $32.98M | $332.37M |
| Jun 2024 | $5.47B | $4.62B | $36.67M | $390.63M |
| Jun 2025 | $5.47B | $4.62B | $39.35M | $453.60M |
| Jun 2026 | $5.35B | $4.72B | $43.19M | $502.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $4.72B | 48 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.72B.
Similar-sized banks
Five Star Bank ($5.38B) · Celtic Bank ($5.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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