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Mountain Pacific Bank
Everett, WA · FDIC Certificate #58341 · Chartered 07/2
Total assets
$896.43M
Total deposits
$709.07M
Total equity
$102.65M
Net loans
$729.01M
Branches (offices)
5
Net income (YTD)
$6.47M
Rank: #1,145 of 4,213 U.S. banks by assets · #15 of 28 in Washington. Assets changed 9.2% and deposits 8.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 12.99% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 11.45% |
| Tier 1 leverage ratio | 11.52% |
| Uninsured deposits (share of deposits) | 30.5% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 102.8% |
| Real estate loans (share of loans) | 88.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $643.00M | 88.2% | |
| Commercial & industrial | $71.56M | 9.8% | |
| Consumer / individual | $519.00K | 0.1% | |
| Construction & development | $88.84M | 12.2% | |
| Agricultural | $15.89M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $588.33M | $526.91M | $2.68M | $57.80M |
| Jun 2023 | $594.95M | $437.72M | $3.84M | $67.76M |
| Jun 2024 | $699.51M | $547.15M | $3.39M | $76.85M |
| Jun 2025 | $821.10M | $655.69M | $6.65M | $89.41M |
| Jun 2026 | $896.43M | $709.07M | $6.47M | $102.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $709.06M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $709.06M.
Similar-sized banks
Mechanics Bank ($896.44M) · Visionbank Of Iowa ($896.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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