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Nebraska Bank Of Commerce
Lincoln, NE · FDIC Certificate #58724 · Chartered 12/0
Total assets
$241.19M
Total deposits
$204.86M
Total equity
$23.21M
Net loans
$212.57M
Branches (offices)
2
Net income (YTD)
$1.27M
Rank: #2,762 of 4,213 U.S. banks by assets · #71 of 138 in Nebraska. Assets changed 17.3% and deposits 13.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 11.25% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 9.62% |
| Tier 1 leverage ratio | 9.56% |
| Uninsured deposits (share of deposits) | 16.0% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 103.8% |
| Real estate loans (share of loans) | 89.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $190.14M | 89.5% | |
| Commercial & industrial | $23.05M | 10.8% | |
| Consumer / individual | $768.00K | 0.4% | |
| Construction & development | $14.14M | 6.7% | |
| Agricultural | $1.29M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $151.40M | $124.01M | $591.00K | $16.53M |
| Jun 2023 | $172.50M | $144.52M | $674.00K | $18.27M |
| Jun 2024 | $187.44M | $161.29M | $518.00K | $19.90M |
| Jun 2025 | $205.70M | $181.14M | $761.00K | $21.17M |
| Jun 2026 | $241.19M | $204.86M | $1.27M | $23.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $204.86M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $204.86M.
Similar-sized banks
Firstoak Bank ($241.23M) · Method Bank ($241.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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