Advertisement
New Carlisle Federal Savings Bank
New Carlisle, OH · FDIC Certificate #29173 · Chartered 01/0
Total assets
$330.46M
Total deposits
$259.69M
Total equity
$27.72M
Net loans
$278.84M
Branches (offices)
3
Net income (YTD)
$1.94M
Rank: #2,334 of 4,213 U.S. banks by assets · #70 of 155 in Ohio. Assets changed 14.3% and deposits 19.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 14.51% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 8.39% |
| Tier 1 leverage ratio | 8.42% |
| Uninsured deposits (share of deposits) | 14.4% |
| Noncurrent loans (share of loans) | 1.78% |
| Net charge-offs (share of loans) | 0.39% |
| Loans to deposits | 107.4% |
| Real estate loans (share of loans) | 87.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $242.63M | 87.0% | |
| Commercial & industrial | $34.57M | 12.4% | |
| Consumer / individual | $1.68M | 0.6% | |
| Construction & development | $31.02M | 11.1% | |
| Agricultural | $1.69M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $188.68M | $139.69M | $701.00K | $17.30M |
| Jun 2023 | $227.45M | $156.15M | $840.00K | $18.79M |
| Jun 2024 | $254.78M | $184.69M | $1.26M | $21.32M |
| Jun 2025 | $289.04M | $218.08M | $1.48M | $24.46M |
| Jun 2026 | $330.46M | $259.69M | $1.94M | $27.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $259.69M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $259.69M.
Similar-sized banks
Texana Bank, National Association ($330.56M) · The Colorado Bank And Trust Company Of La Junta ($330.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement