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New Era Bank
Fredericktown, MO · FDIC Certificate #14546 · Chartered 01/0
Total assets
$453.11M
Total deposits
$387.70M
Total equity
$63.72M
Net loans
$250.72M
Branches (offices)
8
Net income (YTD)
$5.50M
Rank: #1,901 of 4,213 U.S. banks by assets · #76 of 190 in Missouri. Assets changed 4.5% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.46% |
| Return on equity | 17.46% |
| Net interest margin (YTD) | 4.15% |
| Equity to assets | 14.06% |
| Tier 1 leverage ratio | 13.98% |
| Uninsured deposits (share of deposits) | 17.1% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 64.7% |
| Real estate loans (share of loans) | 90.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $226.37M | 90.3% | |
| Commercial & industrial | $8.81M | 3.5% | |
| Consumer / individual | $6.62M | 2.6% | |
| Construction & development | $51.60M | 20.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $434.34M | $390.05M | $4.03M | $42.96M |
| Jun 2023 | $418.42M | $370.47M | $3.85M | $46.32M |
| Jun 2024 | $419.41M | $365.11M | $4.04M | $52.58M |
| Jun 2025 | $433.64M | $373.23M | $4.63M | $58.85M |
| Jun 2026 | $453.11M | $387.70M | $5.50M | $63.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $387.70M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $387.70M.
Similar-sized banks
Citizens State Bank ($453.30M) · First National Bank ($452.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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