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New Republic Bank
Roanoke Rapids, NC · FDIC Certificate #34860 · Chartered 12/1
Total assets
$176.32M
Total deposits
$137.97M
Total equity
$37.05M
Net loans
$119.10M
Branches (offices)
1
Net income (YTD)
$2.04M
Rank: #3,131 of 4,213 U.S. banks by assets · #29 of 38 in North Carolina. Assets changed -5.8% and deposits -18.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.88% |
| Return on equity | 11.27% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 21.01% |
| Tier 1 leverage ratio | 15.81% |
| Uninsured deposits (share of deposits) | 28.3% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 86.3% |
| Real estate loans (share of loans) | 80.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $95.84M | 80.5% | |
| Commercial & industrial | $8.53M | 7.2% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $3.05M | 2.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $88.12M | $64.22M | -$809.00K | $22.46M |
| Jun 2023 | $138.34M | $105.92M | -$315.00K | $21.39M |
| Jun 2024 | $147.66M | $128.71M | -$751.00K | $17.60M |
| Jun 2025 | $187.09M | $170.17M | -$436.00K | $15.64M |
| Jun 2026 | $176.32M | $137.97M | $2.04M | $37.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $137.97M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $137.97M.
Similar-sized banks
Bank Of The Southwest ($176.34M) · The Bank Of Kaukauna ($176.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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