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Newbank
Flushing, NY · FDIC Certificate #58203 · Chartered 09/2
Total assets
$617.99M
Total deposits
$517.68M
Total equity
$90.41M
Net loans
$458.57M
Branches (offices)
7
Net income (YTD)
$2.58M
Rank: #1,525 of 4,213 U.S. banks by assets · #71 of 115 in New York. Assets changed -2.4% and deposits -2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 5.76% |
| Net interest margin (YTD) | 4.26% |
| Equity to assets | 14.63% |
| Tier 1 leverage ratio | 15.00% |
| Uninsured deposits (share of deposits) | 35.6% |
| Noncurrent loans (share of loans) | 2.65% |
| Net charge-offs (share of loans) | 0.69% |
| Loans to deposits | 88.6% |
| Real estate loans (share of loans) | 87.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $402.70M | 87.8% | |
| Commercial & industrial | $63.53M | 13.9% | |
| Consumer / individual | $7.00K | 0.0% | |
| Construction & development | $3.33M | 0.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $563.96M | $497.01M | $4.85M | $61.38M |
| Jun 2023 | $612.98M | $528.86M | $6.12M | $69.79M |
| Jun 2024 | $654.22M | $560.17M | $4.55M | $77.81M |
| Jun 2025 | $633.27M | $532.51M | $4.29M | $85.75M |
| Jun 2026 | $617.99M | $517.68M | $2.58M | $90.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $278.91M | 3 |
| New Jersey | $236.98M | 3 |
| Colorado | $1.78M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $517.68M.
Similar-sized banks
First Bank Kansas ($618.52M) · Farmers Trust And Savings Bank ($617.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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