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Newport Federal Bank
Newport, TN · FDIC Certificate #29089 · Chartered 08/0
Total assets
$276.83M
Total deposits
$250.51M
Total equity
$23.24M
Net loans
$130.44M
Branches (offices)
2
Net income (YTD)
$1.16M
Rank: #2,583 of 4,213 U.S. banks by assets · #77 of 109 in Tennessee. Assets changed 0.8% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 9.91% |
| Net interest margin (YTD) | 2.80% |
| Equity to assets | 8.39% |
| Tier 1 leverage ratio | 10.42% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.69% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 52.1% |
| Real estate loans (share of loans) | 98.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $128.53M | 98.5% | |
| Commercial & industrial | $938.00K | 0.7% | |
| Consumer / individual | $3.16M | 2.4% | |
| Construction & development | $10.77M | 8.3% | |
| Agricultural | $43.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $265.39M | $248.04M | $894.00K | $15.54M |
| Jun 2023 | $257.31M | $239.00M | $1.13M | $16.23M |
| Jun 2024 | $269.81M | $248.94M | $683.00K | $18.14M |
| Jun 2025 | $274.50M | $251.03M | $981.00K | $20.28M |
| Jun 2026 | $276.83M | $250.51M | $1.16M | $23.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $250.51M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $250.51M.
Similar-sized banks
First American State Bank ($276.88M) · Reliance State Bank ($276.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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