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Nicolet National Bank
Green Bay, WI · FDIC Certificate #57038 · Chartered 10/3
Total assets
$15.39B
Total deposits
$12.95B
Total equity
$2.30B
Net loans
$11.14B
Branches (offices)
115
Net income (YTD)
$78.12M
Rank: #126 of 4,213 U.S. banks by assets · #2 of 153 in Wisconsin. Assets changed 72.6% and deposits 68.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 8.08% |
| Net interest margin (YTD) | 4.33% |
| Equity to assets | 14.96% |
| Tier 1 leverage ratio | 9.64% |
| Uninsured deposits (share of deposits) | 33.2% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 86.0% |
| Real estate loans (share of loans) | 73.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.21B | 73.7% | |
| Commercial & industrial | $2.08B | 18.7% | |
| Consumer / individual | $87.98M | 0.8% | |
| Construction & development | $731.57M | 6.6% | |
| Agricultural | $571.16M | 5.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.36B | $6.33B | $48.65M | $972.44M |
| Jun 2023 | $8.47B | $7.25B | $15.76M | $1.10B |
| Jun 2024 | $8.54B | $7.37B | $56.90M | $1.11B |
| Jun 2025 | $8.92B | $7.68B | $68.22M | $1.17B |
| Jun 2026 | $15.39B | $12.95B | $78.12M | $2.30B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $7.09B | 46 |
| Iowa | $3.32B | 36 |
| Minnesota | $1.16B | 14 |
| Michigan | $938.54M | 15 |
| Colorado | $387.94M | 3 |
| Florida | $48.69M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $12.95B.
Similar-sized banks
Sunflower Bank, National Association ($15.65B) · First Financial Bank ($15.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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