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Northwestern Bank, National Association
Dilworth, MN · FDIC Certificate #9746 · Chartered 07/0
Total assets
$164.73M
Total deposits
$143.67M
Total equity
$18.73M
Net loans
$124.38M
Branches (offices)
6
Net income (YTD)
$1.54M
Rank: #3,203 of 4,213 U.S. banks by assets · #127 of 221 in Minnesota. Assets changed 1.5% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 16.78% |
| Net interest margin (YTD) | 6.20% |
| Equity to assets | 11.37% |
| Tier 1 leverage ratio | 11.15% |
| Uninsured deposits (share of deposits) | 22.7% |
| Noncurrent loans (share of loans) | 1.23% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 86.6% |
| Real estate loans (share of loans) | 73.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $91.78M | 73.8% | |
| Commercial & industrial | $17.02M | 13.7% | |
| Consumer / individual | $3.84M | 3.1% | |
| Construction & development | $9.54M | 7.7% | |
| Agricultural | $6.83M | 5.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $159.86M | $142.26M | $360.00K | $15.28M |
| Jun 2023 | $157.76M | $140.04M | $964.00K | $15.35M |
| Jun 2024 | $158.22M | $139.28M | $688.00K | $16.45M |
| Jun 2025 | $162.37M | $142.10M | $833.00K | $17.79M |
| Jun 2026 | $164.73M | $143.67M | $1.54M | $18.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $143.67M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $143.67M.
Similar-sized banks
The Harrison County Bank ($164.94M) · Beacon Business Bank, National Association ($164.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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