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Ohio State Bank
Bexley, OH · FDIC Certificate #59144 · Chartered 04/2
Total assets
$483.98M
Total deposits
$405.38M
Total equity
$54.34M
Net loans
$425.21M
Branches (offices)
2
Net income (YTD)
$2.46M
Rank: #1,830 of 4,213 U.S. banks by assets · #56 of 155 in Ohio. Assets changed 5.3% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 9.32% |
| Net interest margin (YTD) | 2.43% |
| Equity to assets | 11.23% |
| Tier 1 leverage ratio | 11.69% |
| Uninsured deposits (share of deposits) | 13.9% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 104.9% |
| Real estate loans (share of loans) | 97.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $412.81M | 97.1% | |
| Commercial & industrial | $18.52M | 4.4% | |
| Consumer / individual | $70.00K | 0.0% | |
| Construction & development | $63.61M | 15.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $326.55M | $270.47M | $1.36M | $45.02M |
| Jun 2023 | $425.77M | $346.63M | $180.00K | $46.87M |
| Jun 2024 | $449.31M | $370.41M | -$15.00K | $47.46M |
| Jun 2025 | $459.75M | $382.89M | $1.19M | $49.60M |
| Jun 2026 | $483.98M | $405.38M | $2.46M | $54.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $405.38M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $405.38M.
Similar-sized banks
Rolling Hills Bank & Trust ($484.41M) · Woodsboro Bank ($483.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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