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Old Dominion National Bank
Charlottesville, VA · FDIC Certificate #58504 · Chartered 07/2
Total assets
$1.80B
Total deposits
$1.50B
Total equity
$191.56M
Net loans
$1.36B
Branches (offices)
6
Net income (YTD)
$6.56M
Rank: #649 of 4,213 U.S. banks by assets · #20 of 56 in Virginia. Assets changed 20.6% and deposits 21.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 6.95% |
| Net interest margin (YTD) | 3.02% |
| Equity to assets | 10.67% |
| Tier 1 leverage ratio | 11.75% |
| Uninsured deposits (share of deposits) | 39.5% |
| Noncurrent loans (share of loans) | 0.85% |
| Net charge-offs (share of loans) | 0.26% |
| Loans to deposits | 90.7% |
| Real estate loans (share of loans) | 82.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.12B | 82.3% | |
| Commercial & industrial | $251.77M | 18.6% | |
| Consumer / individual | $1.18M | 0.1% | |
| Construction & development | $138.32M | 10.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $941.43M | $811.56M | $4.68M | $93.22M |
| Jun 2023 | $1.14B | $892.89M | $3.00M | $136.95M |
| Jun 2024 | $1.34B | $1.09B | $850.00K | $143.06M |
| Jun 2025 | $1.49B | $1.23B | $4.45M | $154.56M |
| Jun 2026 | $1.80B | $1.50B | $6.56M | $191.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $1.24B | 4 |
| Pennsylvania | $230.23M | 1 |
| Florida | $20.82M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.50B.
Similar-sized banks
First Citizens Bank ($1.80B) · First National Bank Of Central Texas ($1.77B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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