Advertisement
Paragon Bank
Memphis, TN · FDIC Certificate #57874 · Chartered 01/1
Total assets
$908.08M
Total deposits
$765.34M
Total equity
$76.86M
Net loans
$811.98M
Branches (offices)
9
Net income (YTD)
$4.05M
Rank: #1,136 of 4,213 U.S. banks by assets · #38 of 109 in Tennessee. Assets changed 4.9% and deposits -1.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.90% |
| Return on equity | 10.68% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 8.46% |
| Tier 1 leverage ratio | 8.67% |
| Uninsured deposits (share of deposits) | 22.7% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 106.1% |
| Real estate loans (share of loans) | 77.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $630.65M | 77.7% | |
| Commercial & industrial | $176.62M | 21.8% | |
| Consumer / individual | $11.78M | 1.5% | |
| Construction & development | $149.03M | 18.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $563.90M | $477.93M | $1.42M | $47.35M |
| Jun 2023 | $701.83M | $603.37M | $2.57M | $53.27M |
| Jun 2024 | $774.75M | $666.07M | $2.05M | $61.38M |
| Jun 2025 | $865.25M | $779.07M | $4.12M | $70.96M |
| Jun 2026 | $908.08M | $765.34M | $4.05M | $76.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $607.43M | 5 |
| North Carolina | $91.21M | 1 |
| Mississippi | $46.15M | 2 |
| Georgia | $20.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $765.34M.
Similar-sized banks
Peoples Bank & Trust Co. ($908.28M) · Thrivent Bank ($905.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement