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Pavillion Bank
Richardson, TX · FDIC Certificate #24303 · Chartered 01/1
Total assets
$78.40M
Total deposits
$64.23M
Total equity
$12.02M
Net loans
$62.44M
Branches (offices)
1
Net income (YTD)
$480.00K
Rank: #3,849 of 4,213 U.S. banks by assets · #321 of 346 in Texas. Assets changed 7.5% and deposits 8.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 8.03% |
| Net interest margin (YTD) | 5.96% |
| Equity to assets | 15.34% |
| Tier 1 leverage ratio | 15.54% |
| Uninsured deposits (share of deposits) | 42.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 97.2% |
| Real estate loans (share of loans) | 93.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.55M | 93.8% | |
| Commercial & industrial | $4.27M | 6.8% | |
| Consumer / individual | $531.00K | 0.9% | |
| Construction & development | $16.39M | 26.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $91.97M | $80.03M | $329.00K | $10.12M |
| Jun 2023 | $73.77M | $61.38M | $674.00K | $10.58M |
| Jun 2024 | $69.46M | $56.21M | $723.00K | $11.37M |
| Jun 2025 | $72.90M | $59.31M | $617.00K | $11.69M |
| Jun 2026 | $78.40M | $64.23M | $480.00K | $12.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $64.23M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $64.23M.
Similar-sized banks
First State Bank Of Olmsted ($78.43M) · The First National Bank Of Ava ($78.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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