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Penn Community Bank
Doylestown, PA · FDIC Certificate #30401 · Chartered 01/0
Total assets
$3.07B
Total deposits
$2.46B
Total equity
$335.95M
Net loans
$2.21B
Branches (offices)
22
Net income (YTD)
$8.81M
Rank: #415 of 4,213 U.S. banks by assets · #19 of 109 in Pennsylvania. Assets changed 2.4% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.58% |
| Return on equity | 5.31% |
| Net interest margin (YTD) | 2.74% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 12.68% |
| Uninsured deposits (share of deposits) | 32.6% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 93.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.05B | 93.2% | |
| Commercial & industrial | $149.78M | 6.8% | |
| Consumer / individual | $1.48M | 0.1% | |
| Construction & development | $185.99M | 8.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.63B | $2.25B | $10.66M | $270.09M |
| Jun 2023 | $2.79B | $2.14B | $8.34M | $263.71M |
| Jun 2024 | $2.97B | $2.25B | $6.37M | $286.18M |
| Jun 2025 | $3.00B | $2.41B | $4.15M | $308.43M |
| Jun 2026 | $3.07B | $2.46B | $8.81M | $335.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $2.46B | 22 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.46B.
Similar-sized banks
Unibank For Savings ($3.11B) · Cb&S Bank, Inc. ($3.07B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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