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Peoples Bank
Sheridan, AR · FDIC Certificate #57058 · Chartered 09/1
Total assets
$313.76M
Total deposits
$272.12M
Total equity
$39.05M
Net loans
$165.27M
Branches (offices)
3
Net income (YTD)
$2.75M
Rank: #2,402 of 4,213 U.S. banks by assets · #49 of 78 in Arkansas. Assets changed 13.5% and deposits 13.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.82% |
| Return on equity | 14.44% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 12.45% |
| Tier 1 leverage ratio | 13.33% |
| Uninsured deposits (share of deposits) | 33.9% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 60.7% |
| Real estate loans (share of loans) | 75.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $124.77M | 75.5% | |
| Commercial & industrial | $29.02M | 17.6% | |
| Consumer / individual | $8.06M | 4.9% | |
| Construction & development | $24.09M | 14.6% | |
| Agricultural | $39.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $206.22M | $180.66M | $1.55M | $25.10M |
| Jun 2023 | $215.59M | $186.40M | $1.84M | $26.89M |
| Jun 2024 | $243.41M | $210.40M | $1.93M | $30.59M |
| Jun 2025 | $276.42M | $239.07M | $2.44M | $34.76M |
| Jun 2026 | $313.76M | $272.12M | $2.75M | $39.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $272.12M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $272.12M.
Similar-sized banks
Tri-County Bank & Trust Company ($313.91M) · The Payne County Bank ($313.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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