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Peoples Bank Co.
Altenburg, MO · FDIC Certificate #12226 · Chartered 01/0
Total assets
$147.71M
Total deposits
$124.01M
Total equity
$12.29M
Net loans
$97.49M
Branches (offices)
3
Net income (YTD)
$511.00K
Rank: #3,324 of 4,213 U.S. banks by assets · #141 of 190 in Missouri. Assets changed 27.5% and deposits 30.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 8.88% |
| Net interest margin (YTD) | 3.44% |
| Equity to assets | 8.32% |
| Tier 1 leverage ratio | 8.36% |
| Uninsured deposits (share of deposits) | 4.2% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 78.6% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $76.97M | 79.0% | |
| Commercial & industrial | $10.59M | 10.9% | |
| Consumer / individual | $919.00K | 0.9% | |
| Construction & development | $6.68M | 6.9% | |
| Agricultural | $10.04M | 10.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.44M | $69.20M | $343.00K | $6.78M |
| Jun 2023 | $73.34M | $66.24M | $537.00K | $6.66M |
| Jun 2024 | $89.36M | $67.98M | $366.00K | $7.47M |
| Jun 2025 | $115.84M | $95.05M | $546.00K | $9.85M |
| Jun 2026 | $147.71M | $124.01M | $511.00K | $12.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $124.01M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $124.01M.
Similar-sized banks
Bank19 ($147.78M) · First Independent Bank ($147.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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