Advertisement
Peoples Bank Of Graceville
Graceville, FL · FDIC Certificate #21692 · Chartered 07/1
Total assets
$115.78M
Total deposits
$106.53M
Total equity
$8.58M
Net loans
$42.33M
Branches (offices)
1
Net income (YTD)
$592.00K
Rank: #3,559 of 4,213 U.S. banks by assets · #74 of 81 in Florida. Assets changed 4.3% and deposits 3.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 14.43% |
| Net interest margin (YTD) | 2.50% |
| Equity to assets | 7.41% |
| Tier 1 leverage ratio | 10.29% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 39.7% |
| Real estate loans (share of loans) | 84.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.67M | 84.3% | |
| Commercial & industrial | $1.93M | 4.6% | |
| Consumer / individual | $3.92M | 9.3% | |
| Construction & development | $3.30M | 7.8% | |
| Agricultural | $899.00K | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $113.19M | $109.91M | $727.00K | $2.90M |
| Jun 2023 | $119.70M | $114.67M | $632.00K | $4.52M |
| Jun 2024 | $117.78M | $111.15M | $429.00K | $5.98M |
| Jun 2025 | $111.02M | $103.11M | $434.00K | $7.23M |
| Jun 2026 | $115.78M | $106.53M | $592.00K | $8.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $106.53M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $106.53M.
Similar-sized banks
The State Bank Of Geneva ($116.16M) · First Community Bank ($115.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement