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Peoples Community Bank
Greenville, MO · FDIC Certificate #22394 · Chartered 01/0
Total assets
$735.22M
Total deposits
$599.83M
Total equity
$131.35M
Net loans
$493.41M
Branches (offices)
16
Net income (YTD)
$9.43M
Rank: #1,331 of 4,213 U.S. banks by assets · #52 of 190 in Missouri. Assets changed 4.1% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.61% |
| Return on equity | 14.19% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 17.87% |
| Tier 1 leverage ratio | 18.54% |
| Uninsured deposits (share of deposits) | 29.0% |
| Noncurrent loans (share of loans) | 1.23% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 85.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $423.55M | 85.8% | |
| Commercial & industrial | $27.47M | 5.6% | |
| Consumer / individual | $25.89M | 5.2% | |
| Construction & development | $39.95M | 8.1% | |
| Agricultural | $1.74M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $650.61M | $553.58M | $8.49M | $96.75M |
| Jun 2023 | $677.04M | $571.74M | $8.09M | $104.44M |
| Jun 2024 | $692.00M | $578.81M | $7.60M | $111.49M |
| Jun 2025 | $706.43M | $585.93M | $7.72M | $118.63M |
| Jun 2026 | $735.22M | $599.83M | $9.43M | $131.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $599.83M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $599.83M.
Similar-sized banks
Chippewa Valley Bank ($735.80M) · Fnb South ($734.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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