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Peoples First Savings Bank
Mason, OH · FDIC Certificate #30688 · Chartered 01/0
Total assets
$99.94M
Total deposits
$85.53M
Total equity
$10.13M
Net loans
$87.95M
Branches (offices)
2
Net income (YTD)
$218.00K
Rank: #3,678 of 4,213 U.S. banks by assets · #132 of 155 in Ohio. Assets changed -3.9% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.43% |
| Return on equity | 4.35% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 10.14% |
| Tier 1 leverage ratio | 10.01% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 2.34% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 102.8% |
| Real estate loans (share of loans) | 93.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $82.60M | 93.9% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $34.00K | 0.0% | |
| Construction & development | $1.77M | 2.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $74.63M | $64.38M | $30.00K | $8.60M |
| Jun 2023 | $97.08M | $75.44M | $206.00K | $8.99M |
| Jun 2024 | $100.54M | $78.94M | $162.00K | $9.30M |
| Jun 2025 | $103.96M | $85.20M | $300.00K | $9.74M |
| Jun 2026 | $99.94M | $85.53M | $218.00K | $10.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $85.53M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $85.53M.
Similar-sized banks
Currie State Bank ($100.00M) · Integrity Bank ($99.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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