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Peoples Savings Bank
Indianola, IA · FDIC Certificate #34973 · Chartered 11/2
Total assets
$610.44M
Total deposits
$533.74M
Total equity
$43.35M
Net loans
$345.91M
Branches (offices)
8
Net income (YTD)
$2.97M
Rank: #1,541 of 4,213 U.S. banks by assets · #50 of 225 in Iowa. Assets changed 10.4% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 14.47% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 7.10% |
| Tier 1 leverage ratio | 9.95% |
| Uninsured deposits (share of deposits) | 28.5% |
| Noncurrent loans (share of loans) | 0.91% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 64.8% |
| Real estate loans (share of loans) | 56.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $194.82M | 56.3% | |
| Commercial & industrial | $115.53M | 33.4% | |
| Consumer / individual | $1.90M | 0.5% | |
| Construction & development | $26.45M | 7.6% | |
| Agricultural | $27.61M | 8.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $453.18M | $416.69M | $2.88M | $21.11M |
| Jun 2023 | $491.42M | $450.68M | $3.00M | $26.86M |
| Jun 2024 | $526.54M | $458.59M | $2.55M | $35.07M |
| Jun 2025 | $553.08M | $487.67M | $1.65M | $32.36M |
| Jun 2026 | $610.44M | $533.74M | $2.97M | $43.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $533.74M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $533.74M.
Similar-sized banks
Mercer County State Bank ($611.25M) · Peoples Exchange Bank ($609.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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